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Unblock Your Blessings #12: Choose Cleo over the Clock
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Unblock Your Blessings #11: Choose Now vs Later
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Unblock Your Blessings #10: Choose Now vs Never
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Unblock Your Blessings #9: Choose Curves Over Lines
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Unblock Your Blessings #8: Choose to Be Different
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Unblock Your Blessings #7: Choosing Your Company
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Become the Media You Seek
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Unblock Your Blessings #6: Choose to Work Not to Wait
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A Gift, A Deal, A Call: Blog and Business Resolutions to Keep
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Raise Your Credit Score 100 Points in One Year

Unblock Your Blessings #12: Choose Cleo over the Clock

I believe that you can unblock your blessings. Starting a business, working from home, living life on your own terms, turning dreams into reality… these things that I once wanted are all things that I now have because I follow 12 steps to UnBlocking Blessings and building my best business.life.self.

In the video above you’ll learn more about Unblock Your Blessings Step #12: Choose Cleo over the Clock.

You can power through all that life has to throw at you and become a better, stronger, wiser more powerful person because of what you’ve been through.

Visit unblockyourblessings.com to take my free 90 Day challenge, which includes all 12 steps + my personal collection of motivational videos from top entrepreneurs and business owners.

Unblock Your Blessings #11: Choose Now vs Later

I believe that you can unblock your blessings. Starting a business, working from home, living life on your own terms, turning dreams into reality… these things that I once wanted are all things that I now have because I follow 12 steps to UnBlocking Blessings and building my best business.life.self.

In the video above you’ll learn more about Unblock Your Blessings Step #11: Choose Now vs Later.

You can power through all that life has to throw at you and become a better, stronger, wiser more powerful person because of what you’ve been through.

Visit unblockyourblessings.com to take my free 90 Day challenge, which includes all 12 steps + my personal collection of motivational videos from top entrepreneurs and business owners.

Unblock Your Blessings #10: Choose Now vs Never

I believe that you can unblock your blessings. Starting a business, working from home, living life on your own terms, turning dreams into reality… these things that I once wanted are all things that I now have because I follow 12 steps to UnBlocking Blessings and building my best business.life.self.

In the video above you’ll learn more about Unblock Your Blessings Step #10: Choose Now vs Never.

You can power through all that life has to throw at you and become a better, stronger, wiser more powerful person because of what you’ve been through.

Visit unblockyourblessings.com to take my free 90 Day challenge, which includes all 12 steps + my personal collection of motivational videos from top entrepreneurs and business owners.

Unblock Your Blessings #9: Choose Curves Over Lines

I believe that you can unblock your blessings. Starting a business, working from home, living life on your own terms, turning dreams into reality… these things that I once wanted are all things that I now have because I follow 12 steps to UnBlocking Blessings and building my best business.life.self.

In the video above you’ll learn more about Unblock Your Blessings Step #9: Choose Curves Over Lines.

You can power through all that life has to throw at you and become a better, stronger, wiser more powerful person because of what you’ve been through.

Visit unblockyourblessings.com to take my free 90 Day challenge, which includes all 12 steps + my personal collection of motivational videos from top entrepreneurs and business owners.

Unblock Your Blessings #8: Choose to Be Different

I believe that you can unblock your blessings. Starting a business, working from home, living life on your own terms, turning dreams into reality… these things that I once wanted are all things that I now have because I follow 12 steps to UnBlocking Blessings and building my best business.life.self.

In the video above you’ll learn more about Unblock Your Blessings Step #8: Choose to Be Different.

You can power through all that life has to throw at you and become a better, stronger, wiser more powerful person because of what you’ve been through.

Visit unblockyourblessings.com to take my free 90 Day challenge, which includes all 12 steps + my personal collection of motivational videos from top entrepreneurs and business owners.

Unblock Your Blessings #7: Choosing Your Company

I believe that you can unblock your blessings. Starting a business, working from home, living life on your own terms, turning dreams into reality… these things that I once wanted are all things that I now have because I follow 12 steps to UnBlocking Blessings and building my best business.life.self.

In the video above you’ll learn more about Unblock Your Blessings Step #7: Choose Your Company Wisely.

You can power through all that life has to throw at you and become a better, stronger, wiser more powerful person because of what you’ve been through.

Visit unblockyourblessings.com to take my free 90 Day challenge, which includes all 12 steps + my personal collection of motivational videos from top entrepreneurs and business owners.

Become the Media You Seek

Before viral videos and tweets became popular, media coverage was one of the best ways for entrepreneurs to gain exposure for themselves at little to no cost. Even though it feels like social media marketing is taking over, I’m sure most of us still dream about being on the cover of our favorite magazines or being interviewed by some of top talk show hosts of today. Having worked with some of the biggest media outlets around including the New York Times, Black Enterprise and Essence magazine, I can tell you one of the best ways to get their attention is to become the media that you seek. Journalists, bloggers and broadcasters alike are always looking for buzz worthy new stories to cover. If you want them to notice you, you’ve got to start thinking out of the box. While others spend thousands on PR agents in the hopes of getting featured, spend more of your time creating out-of-the box content that will get people talking.

Start by Showcasing Others
Successful Sista Profiles, the BBWO 50 list of Fabulous Entrepreneurs and HerSuccess Spotlight are three of several features that I’ve created over the years to showcase women entrepreneurs within my community. Follow my lead by shining a light on note-worthy people within your industry. You can set up interviews or create brand-specific honorable mention lists. Forbes, Inc. and even Oprah frequently create lists of their favorite people; you should too. This strategy works well because publicity out often leads to even more publicity in. Excited honorees are usually the first to share the news about where they’ve been featured. Plus if done correctly and consistently, your features can become sought after media opportunities. Think about all the brand awareness and buzz you can gain from people wanting to be featured by you.

Create a Team of Writers
Browsers tend to spend more time and money on websites that have more to see than buy-now buttons. Blogging is the best way to build up your content, but blogging can admittedly be overwhelming when you don’t have time to get it done. The best work around is to work on building a team of aspiring writers and seasoned experts willing to write engaging articles for your website. Whether it’s written by you or others, great content keeps customers coming back. And if your team creates amazing content you just might find some of your pieces being picked up by larger media publications impressed with what you’ve put together.

Produce Your Own Branded Series
Practically every successful coach or service professional online produces their own brand specific series to retain customers, showcase their credibility and attract media attention. As a matter of fact, launching SistaSense Jumpstart Your Business weekly calls helped me to create consistent interest in my online training program. Hosting an ongoing series of virtual calls and webinars works well to boost my business, but what will work best for you? Think about your skillset, target audience and interests. Consider producing your own videos series on YouTube like Marie Forleo or host a Twitter series like Melinda Emerson, creator of #SmallBizChat. You can start a podcast series, try out Blog Talk Radio, or write an ongoing column via your blog. But don’t do something like start a YouTube channel if you are not ready to sit in front of a camera. If this seems like the right solution for you, be sure to focus on content that you have a genuine interest in and use a platform that best fits your personality.

Self-Publish Your Own Magazine
When I combined five years of blog content with my personal desire be on cover the of a magazine “Oprah-Style”, SistaSense In Print was born. Using the MagCloud.com platform I’ve been self-publishing my own magazine for the last three years. MagCloud provides me with a low-cost print-on-demand solution to sharing my blog content with a larger audience. This has allowed me to create new products, increase sales, have tangible examples of my work to showcase at events, send personally branded magazine gifts to my clients and receive media recognition for annual events that I feature in the magazine like the BBWO50 list of Fabulous Women Entrepreneurs. Consider how you can expand your brand with your own self-published magazine. And keep in mind that you don’t have to create an issue every week or even every month. I publish SistaSense In Print on a bi-annual basis, just two issues a year, so you are free to produce and promote the number of issues that works best for you.

Be Your Best PR Agent
Every year I receive media requests for interviews on radio, television, magazines, books and digital publications. I’ve been asked to speak at events. I’ve even been asked to interview celebrities and cover well known events as media under the SistaSense and BBWO brands. Most of these opportunities are a direct result of my social media presence and the work I’ve put into building my brand content online. As you build your web business, work on becoming your best PR agent. Consistently share articles that highlight your media exposure, know how, activities and client testimonials. Don’t wish or wait for media to shed a light on you. The more you shed a light on what you do and how well it is received, the more others will become excited about working with you. Boosting your PR skills works and it can save you lots of money.

Go beyond your title of entrepreneur and start thinking like a media powerhouse. If you do this correctly and consistently, you will be surprised to see how quickly the media starts directing their eyes towards you. At the end of the day they are most interested in popular opinion; they want to shed light on the people most people are talking about. Get creative, try these strategies, become the media that you see and see if you can get more people talking about you.

 

This article was featured in the Fierce, Focused, Fired Up! Issue of SistaSense Magazine, get your print or digital copy today.

 

 

Unblock Your Blessings #6: Choose to Work Not to Wait

I believe that you can unblock your blessings. Starting a business, working from home, living life on your own terms, turning dreams into reality… these things that I once wanted are all things that I now have because I follow 12 steps to UnBlocking Blessings and building my best business.life.self.

In the video above you’ll learn more about Unblock Your Blessings Step #6: Choose to Work Not to Wait.

You can power through all that life has to throw at you and become a better, stronger, wiser more powerful person because of what you’ve been through.

Visit unblockyourblessings.com to take my free 90 Day challenge, which includes all 12 steps + my personal collection of motivational videos from top entrepreneurs and business owners.

A Gift, A Deal, A Call: Blog and Business Resolutions to Keep

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Can I just say that you rock! Why do you rock? Well.. I truly appreciate the fact that you are a part of my SistaSense circle. As a thank you – download your digital gift – the Fierce, Focused, Fired Up! issue of SistaSense magazine.

I’d also like to invite you to join my 1st Jumpstart your business call of the year:

Blog and Business Resolutions to Keep
Tuesday 1/12/15 – 11AM EST
US Toll Number: (518) 530-1840
MeetingID: 266-539-925

In case you missed these:
Use code Fire15 to get 30 off the Fierce, Focused, FiredUp! Webinar Replays
Use code FSC50 to get 50 Off the Fire Starter Circle 12 Week Mastermind (feb-april)

Raise Your Credit Score 100 Points in One Year

I know you’re probably thinking, “Is it really possible to raise my credit score 100 points in only one year?” The answer is… YES! Results are not guaranteed, but I’ve done it and so have a bunch of my clients, students, fans, followers and friends based upon the steps I’m about to show you from my 30 day B Money Financial Challenge.

First let’s talk about credit cards with high interest rates. Because I suggest that you pay off your debt with the lowest balances first, you may worry about neglecting your credit cards with high interest rates. There are a couple ways to get your interest rates down.

Option #1: Call your credit card company(s) and negotiate for lower rates.

Option #2: Transfer the balance of your higher interest rate credit card(s) onto a lower interest rate card. Wondering how to do a balance transfer? Here’s how: Go to bankrate.com and search for a balance transfer card. Look for cards that offer a 0% interest rate for at least 6 months and the lowest transfer fee available. Take note, when doing a balance transfer, credit card companies will often charge you a fee – about 3% of the total balance. Also note that sometimes credit card companies run a special where you can transfer your balance without a fee. That’s the type of deal you’re looking for on bankrate.com.

ONCE YOU FIND A CARD YOU’RE INTERESTED IN, CALL THE COMPANY AND ASK:

  • How long is the 0% introductory rate?
  • What will my rate be after the introductory rate expires?
  • How much is the transfer fee?
  • What happens if you’re late with a payment?
  • Is there any fine print you should know about?

NOW HERE’S THE STEP BY STEP GUIDE TO YOUR DEBT REPAYMENT PLAN:

  1. Pay down debt (30% of your score)
  2. Pay your bills on time (35% of your score)
  3. Auto-pay off a small debt to bring its balance to $0 every month; this is where the magic happens. This one step will make your credit score jump like Jordan.
  4. Become an authorized user on a credit card account in good standing

The Good News: When you’re added as an authorized user, the account will appear on your credit reports, too. If the account remains positive with a low balance, it can help you establish and improve your credit history.

The Great News: An authorized user has permission to use the credit card, but is not responsible for any of the debt.

The AWESOME News: If the account is reported and there are delinquencies appearing on the account, it is likely that the delinquencies are affecting your scores. However, because you are not responsible for the debt, credit scoring companies will remove authorized user accounts that become delinquent.

The account may be removed automatically, but if you find it is still being reported, follow the dispute instructions provided with your credit reports and request that it be deleted. Basically, authorized users get all of the benefits and none of the risks.

Bonus Tip: If you consistently keep your credit card balances below 30% of your credit limits, this will help to tremendously raise your score too. This means if your limit is $1000, keep your balance below $300. Also, don’t forget to get your Trans Union score for FREE via Credit Karma, and use their FREE service to help you monitor your progress. They offer tips on how to improve your score as well. And did I mention it is all free!

If you need more help, I recommend reading the book “What the FICO: 12 Steps to Repairing Your Credit” by Ash. This book was by far the best & simplest book I’ve ever read about credit. I actually learned some things that I didn’t know! I was blown away at some of the steps and tips shared. If you’re having problems with your credit don’t walk to get the book, run. You’ll see.

 

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Power Circle Expert Tiffany “The Budgetnista” Aliche shares in an exclusive SistaSense Interview on what it means to Live Richer and boost your financial fitness for the new year inside the SistaSense Power Circle – Fierce, Focused, Fired Up Live Webinar Conference – join us live or access replays.

Tiffany  is an award-winning teacher of financial empowerment. Visit her at thebudgetnistablog.com to join the movement and get free financial help now.

Plus sign up for the LIVE RICHER Challenge at www.livericherchallenge.com. It’s a free online financial challenge created by the Budgetnista to help 10,000 women achieve 7-specific financial goals in 36 days.

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